before i gave birth on my first son i was like very skeptical towards any insurance plan that came across to me...so any insurance agent came to me i just ignore them just like that...
first is because i have to spend money la of course kan for the premium...huhu terok kan??
but than again my mom advice me cakap ade insurance is good nanti kalau die dah 18 tahun nak study memana and that time u if ade masalah kewangan at least u have back up, medical card tu berguna and so on bla bla bla..but still i tak amik 'port' pon hehehe.... besides hubby's company ade protection for us...
memang xde terlintas pon nak sign up any insurance protection for him...
but until one day one of my blogger friend approached me with one plan from prudential and since she's is my friend, so i decided to sign up an eduction investment linked+medical card plan for Irfan but at that time i tak study sangat pasal bende ni and i just sign up je because i think as long as ade protection is enough....and they said eventho the premium u pay is as low as rm100 its ok as long as u have the protection...so i think why not kan....
and now pejam celik je dah 1 year rupanya i bayar premium untuk irfan's plan....and i just checked with my newly apointed agent - Fazrol on how much already there in Irfan's saving account and alhamdulillah even tak banyak at least ade ...Fazrol's cakap dont worry since baru je 1st year, the allocation for saving account memang tak banyak but for long term the saving akan jadi berbaloi baloi....
and guess what???
i already sign up a plan for my new coming baby...
yup true, belum deliver pon still ade plan untuk pregnant mummy...
i memang terkejut...
and only PRUDENTIAL have this plan....
i really satisfied with my newly pointed agent segala penerangan memang cukup
and the most important thing, communication tu senang sangat besides he just live near our residential area...
and bila i tengok kat FB ade kawan kawan anak diorang sakit and ade insurance protection sume expenses dicover oleh insurance itu and itu juga adalah PRUDENTIAL so i guess i have made a wise decision (^^)
i decided to sing up Prumy child early start for my new coming baby...
the coverage i can say is good...
before baby reach age of 2years old baby already have rm25,000k in the account depend on the premium u pay (^^)....
and the most important thing right after baby is born dah ade coverage untuk baby
so in case of premature, jaundice etc insyallah the will be a protection for baby and also and allowance....
for a better and clear information u can set an appointment with any PRUDENTIAL agent or visit this link http://www2.prudential.com.my/corporate/life_products/life_products_download.php
or if nak jumpe my agent pon ok nama dia ,
Fazrol - 019 256 4617
yep..amik prudential gak utk e-ein..wow ada coverage before birth lagi?memula sebab sy keje kerajaan, sy pikir, takpelah, spital gomen kan ada..then serik nye tinggal dlm wad sebab e-ein jaundice...walaupun duk 2 hari je tapi sebab kita baru pas beranak, tetap rasa perit..if ada insurance, leh claim allowance ward kan..pastu katalah terpaksa ke swasta, at leat insurance leh cover (cuma kita kena byr depo kpd pihak hospital)...
ReplyDeletedan juga dah pikir nak amik utk diri sendiri..sebab kalau kita tua sok, dah pencen, katalah sakit jantung ke hati ke ape ke yang memerlukan pembedahana, eventho kerajaan, they take deposit also walaupun boleh claim balik(maybe silap2 lepas 2-3 bulan baru dpt duit claim tu)..so rasanye maybe insurance leh cover time kita sesak2 tu kan..duit savings kita jugak kan..
hai cat,
ReplyDeleteermm pengalaman e-ein jaundice cam sama je time irfan dlu heee serik kan.....ermm tu yng buat saya fikir fikir gak pasal insurance ni...
aah ade coverage yang start before birth lagi PRUDENTIAL je ade rasanya (^^)
harap harap ape kita wat ni terbaik utk family kan (^^)